Your insurance company can refuse to protect you if the accident isn’t reported promptly.

Ask your insurance agent about benefits available to you under your own policy

You may have coverage for car repair, rental cars, wage loss or medical bills under your policy. These benefits can be used while you wait to settle your claim with the other driver. Using these benefits will not raise your insurance rates if the accident wasn’t your fault.

Lawyers uniformly advise against letting someone record your voice. No state laws require you to do so. Even if you have nothing to hide these statements can be taken out of context and used against you later.

If you are injured, a failure to seek medical care and follow your doctor’s advice can hurt your claim.

If you decide to make a claim against the other driver, you will need documentation supporting your losses.

Most lawyers who help injury victims and their families offer a free initial consultation or no cost telephone advice. Early advice can prevent costly complications later. The Injury Solution can connect you with the right attorney. Accident victims with lawyers generally recover two to three times as much as people who try to deal with an insurance company on their own.